Worried about losing wealth to tax?
Or perhaps you don't know what to do with an inheritance?
Whether you’ve built up a significant estate or recently inherited one, Inheritance Tax can feel overwhelming. From gifting rules and probate delays, to agricultural relief and family trusts, we help you navigate the process, reduce avoidable tax, and make confident decisions.
Worried about Inheritance Tax?
You might be looking ahead, wanting to reduce the tax your family pays when you’re gone.
Or perhaps you’ve already inherited - and are unsure how to handle probate, plan the money, or deal with the fallout.
Either way, questions often come up like:
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How much of this could end up going to HMRC?
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Should I gift money now - or hold onto it just in case?
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I’ve inherited cash/property - what should I do with it?
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How will my pension be taxed from 2027?
And for landowners or business owners, there’s another layer:
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Will Agricultural Relief or Business Relief apply to my estate?
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What’s the best way to pass on family land or company shares?
We help you cut through complexity, take sensible steps, and avoid the costly consequences of poor planning or hesitation.
Why Inheritance Planning Matters
For estates over £325,000 (or up to £1 million with certain allowances), Inheritance Tax is charged at 40% on anything above the threshold.
The rules are also complex – with many accidentally falling foul of them.
But with careful planning - and a clear understanding of the rules - many families can manage that bill.
Good planning also:
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Gives clarity and structure to your Will and intentions
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Prevents delays and confusion for executors and beneficiaries
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Helps maintain family harmony - and avoid later disputes
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Ensures valuable assets (like land, farms or businesses) are protected properly
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Makes sure the right money ends up in the right hands, at the right time
Whether you're passing wealth on or managing someone else’s estate, the stakes are high.
Professional advice can make all the difference.
Our approach to Inheritance Tax
We offer practical, transparent advice tailored to your circumstances - whether you're estate planning, administering probate, or have just received an inheritance.
We help with:
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Gifting strategies - including annual allowances, gifts from surplus income, and lifetime gifting
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Trust planning - explained clearly, without unnecessary complexity
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Inheritance from a loved one - planning what to do next, how to use it tax-efficiently, and avoiding emotional mistakes
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Business and Agricultural Relief - helping landowners, farmers and company owners ensure assets qualify where possible
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Life insurance for IHT - so tax bills can be covered without touching estate assets
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Reviewing your Wills and Lasting Powers of Attorney – our sister business Will Creation is set up to be able to offer an array of simple estate planning services.
We understand that this process is often emotional and unfamiliar. We’ll guide you through it with clarity and straightforward advice - so you can make decisions you feel good about.
Important Note
Investments can go down as well as up, and you may get back less than you invest. This content is for general information only and does not constitute personal financial advice. The Financial Conduct Authority does not regulate tax and trust planning.