FINANCIAL PLANNING
Our experts can help you identify and target your financial goals with easy to understand cash flow forecasting.
ESTATE PLANNING
We can help you manage inheritance tax with comprehensive estate planning.
INVESTMENT PLANNING
By getting to know you, we build your investment portfolio to suit your goals, circumstances, and preferences.
TAX PLANNING
We can review your income, pensions, and investments to make sure they're tax-efficient.
RETIREMENT PLANNING
Our team can assess your retirement options and identify the income you can enjoy when you retire.
FINANCIAL PROTECTION
No matter your personal situation, we can find suitable insurance for you and your family.
WE SPECIALISE IN SIX CORE AREAS OF FINANCIAL ADVICE
FINANCIAL PLANNING DOESN'T
HAVE TO BE COMPLICATED
STILL HAVE QUESTIONS?
WE'RE COMMITTED TO DELIVERING A
VALUES-BASED SERVICE
Every action we take towards building your plan is in line with our core values
WHAT WE DON'T DO
WE'RE AN INDEPENDENT FINANCIAL ADVICE FIRM SPECIALISING IN INVESTMENT, PENSION, AND RETIREMENT PLANNING.
While we provide independent financial advice, there are certain services commonly associated with financial institutions that we have chosen not to offer.
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We don’t hold client money: We are not a bank and never directly hold or manage your money. Our role is to act as a trusted intermediary, offering guidance through the financial landscape.
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We don’t offer loans or credit: As a financial advice firm, we do not provide loans, credit facilities, or debt consolidation services. We also do not specialise in debt management or related advice.
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Specialised services outside our scope: We do not handle defined benefit pension transfers or offer long-term care insurance. These areas require specific expertise, and we focus on providing the services where we can deliver the most value.
By being clear about what we don’t do, we ensure our clients receive the right advice and services tailored to their needs.
CONTACT US
GET IN TOUCH
Complete the form below and a member of our team will be in touch soon.
Alternatively, you can email us on hello@blackbearfg.co.uk or phone the team on 0151 317 6800
We provide independent financial advice but do not hold client money, offer loans or credit, provide specialist debt advice debt, handle defined benefit pension transfers, or offer long-term care insurance. By focusing on our expertise, we ensure clients receive tailored advice and the highest standards of service.
RISK WARNINGS
The value of investments can fall as well as rise and you may not get back the amount originally invested.
The Financial Conduct Authority does not regulate tax planning and trusts.