Is your business protected?
And is it working hard enough for your future?
You’ve poured time, energy, and risk into building your business. But many owners forget to protect what they’ve built - or use it as a tool for long-term wealth. We help business owners safeguard what matters, extract profits efficiently, and plan for retirement with confidence.
Financial Planning for Business Owners
You might be so busy running the business day to day that personal planning has taken a back seat.
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What happens if you fall ill - or worse?
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Would your family be looked after?
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Could your business partner buy your shares - or would your spouse become a shareholder?
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Are you relying on the eventual sale of the business to fund your retirement?
Business owners often have wealth tied up in the business, but little in place to protect it or extract it tax-efficiently.
You might also be unsure how to make the most of your pension allowances or structure protection for directors and shareholders.
We help bring clarity to the business/wealth crossover - and build a financial plan that works for both you and your company.
Why Business Protection Matters
Your business is likely one of your biggest assets. But without proper planning, you could be exposed to serious financial and legal risks - both personally and professionally.
Good planning helps:
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Protect your business if a shareholder dies or becomes critically ill
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Ensure surviving owners retain control of the company
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Build up pension contributions, reducing Corporation Tax
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Reduce dependency on a business sale or future exit
For many business owners, "their company is also their pension". Getting pension planning right can have a huge impact on long-term outcomes.
Our approach to Business Financial Planning
We help business owners align their personal goals with their business reality.
Our advice covers
Shareholder protection – make sure that shares pass to the right people and funds are available to buy them.
Key person cover - ensuring the business survives if something happens to you or another key team member.
Company pension funding - helping you build up retirement provision using your business whilst reducing corporation tax.
Retirement strategies - so you’re not entirely reliant on a future sale or lump sum windfall.
We also work with your accountant and solicitor where needed - so your planning is joined-up, compliant, and in line with your long-term goals.
Our advice is low-cost, value-driven, and always transparent - because we know business owners don’t need any more surprises.
Important Note
Investments can go down as well as up, and you may get back less than you invest. This content is for general information only and does not constitute personal financial advice.