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You’ve worked hard to build what you have but is it properly protected?

Estate planning isn’t just for the wealthy. It’s for anyone who wants to stay in control, protect their loved ones, and avoid leaving behind a legal mess.

 

From Wills and Powers of Attorney to Property Trusts, we help you put the right plans in place - so your wishes are clear, your family is protected, and your estate is as secure as it can be.

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Our estate planning services are provided through

Will Creation

by Karen Anderson, Director at BlackBear.

It’s designed to be simple, affordable, and handled with the same care and plain-English approach we use in financial advice.

Still haven't got round to making your Will?

Most people know they should have a Will. But life gets busy, and these jobs often fall to the bottom of the list.

 

Common concerns we hear include:

  • Is my Will up to date, or do I even have one?

  • Who would make decisions for me if I lost mental capacity?

  • Could my home or savings be at risk from care costs?

  • How can I make sure everything passes smoothly to my family?

  • I’ve remarried or have a blended family, how do I protect everyone fairly?​

The truth is, good estate planning brings peace of mind. It prevents disputes, protects assets, and makes life far easier for those left behind.

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Why Making a Will Matters

Without a valid Will or clear legal arrangements, your family could face:

  • Lengthy delays during probate

  • Unnecessary tax bills

  • Disputes between relatives

  • Assets passing to the wrong people

  • No control over decisions if you lose mental capacity

Good estate planning isn’t just about distributing your wealth. It’s about making sure your wishes are respected, your loved ones are protected, and your affairs are handled with minimal stress and cost.

We help people every day who want to:

  • Make or update a valid Will

  • Set up Lasting Powers of Attorney (LPAs) for health and finances

  • Use Property Trusts to protect the family home

  • Structure their estate sensibly for blended families

  • Make things as simple and clear as possible for those they leave behind

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Karen's approach to Will Writing

Through Will Creation, Karen Anderson provides clear, practical advice on Wills, LPAs, and Trusts - without unnecessary complexity.

The service includes:

  • Reviewing your existing Will or writing a new one

  • Setting up Lasting Powers of Attorney for health & welfare and property & finances

  • Property Trust planning to help protect the family home from certain risks

  • Coordinating your estate plan with your financial arrangements

  • Ensuring your wishes are clear, documented, and legally sound

We’ll talk you through your options in plain English and help you make confident decisions about your estate, without the stress, high legal fees, or confusion that often comes with this process.

Important Note

Wills, Powers of Attorney, and Trust planning are not regulated by the Financial Conduct Authority. These services are provided by Will Creation, a separate business owned and operated by Karen Anderson, Director at BlackBear Financial Group Ltd. This content is for general information only and does not constitute personal legal advice.

Is Your Will Up To Date?

Click the button below to get in touch with Karen at Will Creation

 

Copyright © BlackBear Financial Group Ltd 2025

BlackBear Financial Group Ltd (10890457) is a company registered in England and Wales, our registered office address is 4 Rossmore Business Village, Inward Way, Ellesmere Port, Cheshire, CH65 3EY.

We are authorised and regulated by the Financial Conduct Authority (FCA) under registration number 788252. The FCA does not regulate tax planning and trusts.

The content of this website is meant for information purposes only, and does not constitute advice. The value of investments can fall as well as rise, utilising investment products places capital at risk.

Click here to read how we handle your data, our privacy policy, complaints policy and how we are regulated.

 

Contact

       hello@blackbearfg.co.uk

       0151 317 6800

Address:
4 Rossmore Business Village
Inward Way
Ellesmere Port
Cheshire
CH65 3EY

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