
You’ve worked hard to build what you have but is it properly protected?
Estate planning isn’t just for the wealthy. It’s for anyone who wants to stay in control, protect their loved ones, and avoid leaving behind a legal mess.
From Wills and Powers of Attorney to Property Trusts, we help you put the right plans in place - so your wishes are clear, your family is protected, and your estate is as secure as it can be.
Our estate planning services are provided through
Will Creation
by Karen Anderson, Director at BlackBear.
Still haven't got round to making your Will?
Most people know they should have a Will. But life gets busy, and these jobs often fall to the bottom of the list.
Common concerns we hear include:
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Is my Will up to date, or do I even have one?
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Who would make decisions for me if I lost mental capacity?
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Could my home or savings be at risk from care costs?
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How can I make sure everything passes smoothly to my family?
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I’ve remarried or have a blended family, how do I protect everyone fairly?
The truth is, good estate planning brings peace of mind. It prevents disputes, protects assets, and makes life far easier for those left behind.

Why Making a Will Matters
Without a valid Will or clear legal arrangements, your family could face:
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Lengthy delays during probate
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Unnecessary tax bills
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Disputes between relatives
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Assets passing to the wrong people
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No control over decisions if you lose mental capacity
Good estate planning isn’t just about distributing your wealth. It’s about making sure your wishes are respected, your loved ones are protected, and your affairs are handled with minimal stress and cost.
We help people every day who want to:
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Make or update a valid Will
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Set up Lasting Powers of Attorney (LPAs) for health and finances
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Use Property Trusts to protect the family home
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Structure their estate sensibly for blended families
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Make things as simple and clear as possible for those they leave behind

Karen's approach to Will Writing
Through Will Creation, Karen Anderson provides clear, practical advice on Wills, LPAs, and Trusts - without unnecessary complexity.
The service includes:
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Reviewing your existing Will or writing a new one
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Setting up Lasting Powers of Attorney for health & welfare and property & finances
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Property Trust planning to help protect the family home from certain risks
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Coordinating your estate plan with your financial arrangements
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Ensuring your wishes are clear, documented, and legally sound
We’ll talk you through your options in plain English and help you make confident decisions about your estate, without the stress, high legal fees, or confusion that often comes with this process.
Important Note
Wills, Powers of Attorney, and Trust planning are not regulated by the Financial Conduct Authority. These services are provided by Will Creation, a separate business owned and operated by Karen Anderson, Director at BlackBear Financial Group Ltd. This content is for general information only and does not constitute personal legal advice.

