Worried About Your Pension? You're Not Alone.
Many of the people we help are asking:
We’ll check if a transfer is right for you and explain the risks and benefits in plain English.
We’ll show you your options and help you plan the right time to take an income.
We’ll review your pensions to make sure they match your goals and appetite for risk.
We’ll forecast your income so you know what’s possible - and help you to plan for the future.
Get in touch using the contact form below
Why People Choose BlackBear for Pension Advice
We’re not a corporate advice chain looking to grow fast and sell out.
We’re a family-owned firm that’s been serving local people and businesses with a history tracing back to 1978 - and we intend to keep it that way.
At BlackBear, you’re not just another “client number.” You’ll speak to the same adviser who knows your goals, your history, and your family - meet our team here.
That’s how we’ve worked for decades - and how our team will keep working for decades to come.
Andy Anderson Dip PFS
Director & Independent Financial Adviser
Proudly Award Winning
We’re an independent, directly authorised firm helping clients across Cheshire, Wirral, and Merseyside make confident financial decisions.
In 2025, we were named by FT Adviser among the UK’s Top 50 Boutique Advice Firms - proof that you don’t need a big national brand to get first-class advice.
Talk to a local adviser who knows your name - not just your account number.
What do our clients say?
BlackBear Financial Group is authorised and regulated by the Financial Conduct Authority, and our family has been helping people locally for over 45 years.
We’re proud to be rated 5 stars on Google - but what matters most to us is the story behind each and every person who has placed their trust in us.
With over a century of combined experience in our team, and some clients working with the same adviser for over 30 years, our team has built lasting relationships that go beyond just financial advice.
Lynn P's Story
"Always reliable, trustworthy and friendly. When my husband became ill Andy and the team were very supportive and set up our finances in the best possible way for me. Afterwards he was very reassuring explaining my financial position and is always available to guide me with any problems I have. I thank him for those times."
We’ve helped hundreds of people feel more confident about their retirement. Click here to see how we've helped others retire with confidence.
This testimonial is based on one client’s personal experience and may not be representative of other clients. Outcomes will vary according to individual circumstances.
Important Note
Investments and Pensions can go down as well as up, and you may get back less than you invest. This content is for general information only and does not constitute personal financial advice.
Independent Pension Advice in Cheshire, Wirral, Merseyside - and Beyond
Whether you’re looking for clarity on your pension, exploring transfers, or planning your retirement income, our family-owned team is here to help.
If you'd like to learn more, or you want to book a no-fee no-obligation initial meeting with one of our Independent Financial Advisers, get in touch by clicking the button below.
Our family has been proudly serving Cheshire, Wirral & Merseyside for over 45 years.