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FAMILY-OWNED, TRULY INDEPENDENT FINANCIAL ADVICE TAILORED TO YOU

With a history tracing back to 1978, we bring decades of expertise in investments and pensions to deliver personalised financial advice tailored to your goals.

CONTACT US

GET IN TOUCH

Complete the form below and a member of our team will be in touch soon.

Alternatively, you can email us on hello@blackbearfg.co.uk or phone the team on 0151 317 6800

When investing, your capital is at risk. The value of investments can fall as well as rise and you may not get back the amount originally invested. BlackBear Financial Group Ltd is Authorised and Regulated by the Financial Conduct Authority.

WE BELIEVE INDEPENDENCE REALLY MATTERS

BlackBear Paw Prints

The financial landscape is constantly evolving, from regulations to market changes.

 

As an independent, family-run firm since 1978, we provide unbiased advice across the whole market, ensuring tailored solutions for our clients.

 

We're not an appointed representative of a larger firm, meaning all key decisions are made in-house to be fully compliant with FCA regulations and are focused entirely on your best interests.

 

With over a century of combined experience within the team, you can trust in our expertise and commitment to delivering the highest standards of financial advice.

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HOW WE CAN HELP YOU

Need to protect your family?

Our expert team of advisers can help you protect your family with unbiased, whole of market insurance advice.

Worried about leaving your family with a big inheritance tax bill?

Our team of advisers can help with estate planning to manage inheritance tax.

Need help planning your retirement?

Planning for retirement can be scary, so we use cash flow modelling to forecast your retirement options.

Looking to pay less tax on your investments?

The tax environment is constantly changing. Our team are always looking ahead to help you stay tax-efficient.

Unsure about your current pensions?

We can review your pensions and current situation to help you achieve your objectives.

Not sure if you need financial advice?

If you aren't sure if you need, our no cost, no obligation initial meetings can help you get started.

WHO WE ARE

Founded in 1978 by Sid Holding in Cheshire, S G Holding & Partners quickly earned a strong reputation in financial services. Sid’s daughter, Karen, joined in 1982, qualifying as an Independent Financial Adviser in 1990, followed by her husband, Andy, in 1993. After Sid’s retirement in 2004, Karen and Andy upheld the firm’s legacy, and in 2018, they launched BlackBear Financial Group. With their sons, Guy and Max, BlackBear continues to thrive as a family-run business.

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Testimonials

WHAT DO OUR CLIENTS SAY?

"Andrew is very knowledgeable, I like his friendly but professional approach and he always responds to questions in a timely manner."

Karen H

Heswall, Wirral

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INDEPENDENT FINANCIAL ADVICE?

RISK WARNINGS

The value of investments can fall as well as rise and you may not get back the amount originally invested.
The Financial Conduct Authority does not regulate tax planning and trusts.

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